:root{
  --cream:#f5f1e9;--cream-2:#fbf8f2;--paper:#fffdf9;--terracotta:#a85438;
  --navy:#17293a;--gold:#b6905b;--ink:#1d2d39;--muted:#66737c;--line:#d9d4ca;--white:#fff;--max:980px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.7;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}a{color:var(--terracotta)}.container{width:min(var(--max),calc(100% - 36px));margin-inline:auto}
header{position:sticky;top:0;z-index:30;background:rgba(255,253,249,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(9px)}.nav{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{text-decoration:none;color:var(--ink);font-family:Georgia,"Times New Roman",serif;font-size:20px;letter-spacing:.12em}.back{text-decoration:none;font-size:12px;font-weight:700;color:#53616a}.back:hover{color:var(--terracotta)}
.hero{padding:70px 0 34px}.eyebrow{text-transform:uppercase;letter-spacing:.2em;font-size:10px;font-weight:800;color:#796c5d;margin-bottom:10px}h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(42px,6vw,66px);line-height:1.02;letter-spacing:-.035em;font-weight:400;margin:0 0 15px}.meta{color:var(--muted);font-size:13px;border-bottom:1px solid var(--line);padding-bottom:24px}.notice{margin:26px 0;padding:18px 20px;background:var(--cream);border-left:3px solid var(--terracotta);font-size:13px;color:#52616a}.toc{margin:28px 0;padding:22px;background:#fff;border:1px solid var(--line)}.toc strong{display:block;margin-bottom:10px;font-size:12px;text-transform:uppercase;letter-spacing:.1em}.toc ol{columns:2;margin:0;padding-left:20px}.toc li{margin:4px 0}.toc a{text-decoration:none;color:#53616a;font-size:13px}.doc{padding-bottom:80px}.doc h2{font-family:Georgia,"Times New Roman",serif;font-size:28px;line-height:1.2;font-weight:400;margin:42px 0 12px}.doc h3{font-size:15px;margin:24px 0 8px}.doc p,.doc li{font-size:14px;color:#455762}.doc ul,.doc ol{padding-left:22px}.doc li{margin:6px 0}.company{display:grid;grid-template-columns:180px 1fr;gap:8px 20px;background:#fff;border:1px solid var(--line);padding:20px;margin:20px 0}.company dt{font-size:12px;font-weight:800;color:#6b6258}.company dd{margin:0;font-size:13px;color:#42545f}.download{display:inline-flex;text-decoration:none;background:var(--navy);color:#fff;padding:11px 14px;font-size:12px;font-weight:800;margin-top:10px}
.table{width:100%;border-collapse:collapse;margin:18px 0;font-size:13px}.table th,.table td{padding:11px 12px;border:1px solid var(--line);text-align:left;vertical-align:top}.table th{background:var(--cream);font-size:11px;text-transform:uppercase;letter-spacing:.07em}.table td{color:#455762}.legal-nav{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:30px 0}.legal-card{display:block;text-decoration:none;color:var(--ink);background:#fff;border:1px solid var(--line);padding:18px}.legal-card strong{display:block;font-family:Georgia,serif;font-size:20px;font-weight:400;margin-bottom:5px}.legal-card span{font-size:12px;color:var(--muted)}
footer{background:var(--navy);color:#c0cbd3;padding:30px 0}.foot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:11px}.foot a{color:#fff;text-decoration:none;margin-left:14px}
@media(max-width:700px){.toc ol{columns:1}.company{grid-template-columns:1fr}.legal-nav{grid-template-columns:1fr}.foot a{margin-left:0;margin-right:12px}}